Spotify Lifetime Cost Calculator

Music is priceless... but your subscription isn't!

Student
$6.99
per month
Individual
$12.99
per month
Duo
$18.99
2 accounts
Family
$21.99
up to 6

US web prices reviewed July 2026. Eligibility and regional prices may differ.

Streaming vs Owning Music

Consider the math:

  • Spotify: Individual US plan reviewed at $12.99/month in July 2026
  • iTunes/Amazon: $0.99-$1.29 per song to own forever
  • Vinyl: $25-40 per album (12-15 songs)

If you listen to more than ~100 unique songs per year, streaming is likely more cost-effective. But you never truly own the music!

Spotify FAQ

Is Spotify Premium worth it?

If you listen to music daily, Premium removes ads, allows offline downloads, and provides higher audio quality (320kbps vs 160kbps).

What happens if I cancel?

You lose access to all downloaded songs and revert to the free tier with ads. Unlike buying music, you don't keep anything.

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